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Builing and contents insurance
calleyw
Posts: 9,896 Forumite
I have renewal via a local broker. I pay for it over 10 months. And its gone up by £6 per month. I would go with just any bog standard company but I have a tree that's within 5 meters of the house. its over 20 years old. I keep it down and has never goes taller than the house. My current insurer is ok with that. But I am not sure of what other insurers I could look at. Any ideas
Hope for everything and expect nothing!!!
Good enough is almost always good enough -Prof Barry Schwartz
If it scares you, it might be a good thing to try -Seth Godin
Good enough is almost always good enough -Prof Barry Schwartz
If it scares you, it might be a good thing to try -Seth Godin
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Comments
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Try looking for separate buildings and contents cover. You might find it works out cheaper. We have separate policies as there has been a previous subsidence claim 33 years ago so our buildings cover options are limited, then add in some special risk items on contents and it all gets a bit awkward. By splitting them out, it gives us more options.
Make £2026 in 2026
Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
Total £217.32 10.7%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%0 -
Generally it will be cheaper to buy the product packaged and it makes claims that effect both buildings and contents much easier to deal with. There are circumstances where it will be cheaper to split, such as if you had a £500,000 art collection in a 2 up, 2 down ex council terrace house in a small welsh town0
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