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Marital home - can it be willed to someone else?

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Hello all. I have been married for 7 years but the marital home is in my wife’s name. Is she allowed to will 100% of the house to someone else or do I retain 50?

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  • Keep_pedalling
    Keep_pedalling Posts: 20,993 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 8 November 2023 at 3:31PM
    She can leave it to whoever she wishes, but if she failed to provide for you (providing you with a life interest for example), you could challenge the will using the Provision for Family and Dependants Act 1975. If you had no where else to live or insufficient assets / income to obtain alternative accommodation you would have a strong chance of succeeding.  
  • Exodi
    Exodi Posts: 3,993 Forumite
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    She can leave it to whoever she wishes, but if she failed to provide for you (providing you with a life interest for example), you could challenge the will using the Provision for Family and Dependants Act 1975. If you had no where else to live or insufficient assets / income to obtain alternative accommodation you would have a strong chance of succeeding.  
    I don't mean to boycott the OP's thread, but to save opening a new thread and asking vaguely the same question, to take a more extreme example what about assets in general?

    E.g. let's say a husband and wife jointly own £1M of assets between them (houses and money in joint names).

    As (in my example) they are joint owners of both the house and the money, they both own 100% of it (not 50% each). Let's say the husband died first, would his estate be £1M? Could he theoretically leave all of this to someone else (perhaps a bit less to ensure adequate alternative accommodation for the surviving spouse)?
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  • HappyHarry
    HappyHarry Posts: 1,819 Forumite
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    Exodi said:
    She can leave it to whoever she wishes, but if she failed to provide for you (providing you with a life interest for example), you could challenge the will using the Provision for Family and Dependants Act 1975. If you had no where else to live or insufficient assets / income to obtain alternative accommodation you would have a strong chance of succeeding.  
    I don't mean to boycott the OP's thread, but to save opening a new thread and asking vaguely the same question, to take a more extreme example what about assets in general?

    E.g. let's say a husband and wife jointly own £1M of assets between them (houses and money in joint names).

    As (in my example) they are joint owners of both the house and the money, they both own 100% of it (not 50% each). Let's say the husband died first, would his estate be £1M? Could he theoretically leave all of this to someone else (perhaps a bit less to ensure adequate alternative accommodation for the surviving spouse)?
    No. As it is a joint asset it belongs to the surviving owner.
    I am an Independent Financial Adviser. Any comments I make here are intended for information / discussion only. Nothing I post here should be construed as advice. If you are looking for individual financial advice, please contact a local Independent Financial Adviser.
  • No because the assets pass to the joint owner on the death of one of them.
  • Exodi
    Exodi Posts: 3,993 Forumite
    Eighth Anniversary 1,000 Posts Wedding Day Wonder Name Dropper
    Exodi said:
    She can leave it to whoever she wishes, but if she failed to provide for you (providing you with a life interest for example), you could challenge the will using the Provision for Family and Dependants Act 1975. If you had no where else to live or insufficient assets / income to obtain alternative accommodation you would have a strong chance of succeeding.  
    I don't mean to boycott the OP's thread, but to save opening a new thread and asking vaguely the same question, to take a more extreme example what about assets in general?

    E.g. let's say a husband and wife jointly own £1M of assets between them (houses and money in joint names).

    As (in my example) they are joint owners of both the house and the money, they both own 100% of it (not 50% each). Let's say the husband died first, would his estate be £1M? Could he theoretically leave all of this to someone else (perhaps a bit less to ensure adequate alternative accommodation for the surviving spouse)?
    No. As it is a joint asset it belongs to the surviving owner.
    No because the assets pass to the joint owner on the death of one of them.
    Thanks both, completely escaped my mind.
    Know what you don't
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello all. I have been married for 7 years but the marital home is in my wife’s name. Is she allowed to will 100% of the house to someone else or do I retain 50?
    In this situation, it's worth registering matrimonial rights to the house -
    www.gov.uk/government/publications/notice-of-home-rights-registration-hr1
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