Credit club affected by AI auto save?

emma1971

HI, I have been really careful to budget as much as possible over the last 7 months, and it has made a huge difference. Except.... I use Chip as an automatic saving app, which uses AI to figure out what to take out of my account every few weeks. It is ace - however, on my MSE credit club, it says that my cashflow is dreadful, in actual fact, it is being swept into another account (different bank). 
Anyone know how to adjust this? 
With thanks

la531983

You could just ignore it? 

This is the problem with the credit reference agencies and these kinds of clubs, how on earth is saving money deemed to be bad? People have become slaves to the meaningless three digit score and the suggestions these sites throw up. "You must apply for this card" etc etc.

Seriously, just ignore it.

penners324

Unlink your bank account and credit club is another way to fix it

molerat

penners324 said:

Unlink your bank account and credit club is another way to fix it

This.  They don't need the info and it is only part of the picture.  My current main account generally runs with around £50 in it and money is moved in and out as necessary.  This data only helps them in offering services, it does not benefit you.  One step too far for Big Brother.

emma1971

Thanks all - very helpful.