Next credit

Pan0507

This is madness. Saw a blouse in Next for £38 but didn’t have my size! So ordered on line. Then given option to pay in 3 instalments and get £10 off.  Filled out credit form and then I get offered £3000 credit! Where is the sense?

born_again

You applied for a credit acc..

MorningcoffeeIV

Pan0507 said:

Filled out credit form and then I get offered £3000 credit! Where is the sense?

It's not a bad limit, given it's just for one store.

But they may increase it in future if you manage it well.

MrFrugalFever

Think about this one.....you've applied for credit (you would have had full pre-contract credit information to read and full terms and conditions to sign) and they've given you a sizeable limit for a retailer.....a) they are obviously happy with your application and believe you're good for £3k worth of debt and b) if they offer you £3k you MIGHT be very tempted to spend it, buying more NEXT products.....win win for them.

Dandytf

Is it possible 3 instalments options were Non Next such as PayPal or similar.
I've never seen such options via Next Pay Credit Account.

emperormessia

Dandytf said:

Is it possible 3 instalments options were Non Next such as PayPal or similar.
I've never seen such options via Next Pay Credit Account.

Dandytf said:

Is it possible 3 instalments options were Non Next such as PayPal or similar.
I've never seen such options via Next Pay Credit Account.

it there I have it, it called next 3 step I was offered £300 two years ago I still have a account with them