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Next credit
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Pan0507
Posts: 2 Newbie
in Credit cards
This is madness. Saw a blouse in Next for £38 but didn’t have my size! So ordered on line. Then given option to pay in 3 instalments and get £10 off. Filled out credit form and then I get offered £3000 credit! Where is the sense?
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Comments
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You applied for a credit acc..
Life in the slow lane1 -
It's not a bad limit, given it's just for one store.Pan0507 said:Filled out credit form and then I get offered £3000 credit! Where is the sense?
But they may increase it in future if you manage it well.0 -
Think about this one.....you've applied for credit (you would have had full pre-contract credit information to read and full terms and conditions to sign) and they've given you a sizeable limit for a retailer.....a) they are obviously happy with your application and believe you're good for £3k worth of debt and b) if they offer you £3k you MIGHT be very tempted to spend it, buying more NEXT products.....win win for them.If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0 -
Is it possible 3 instalments options were Non Next such as PayPal or similar.
I've never seen such options via Next Pay Credit Account.Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0 -
Dandytf said:Is it possible 3 instalments options were Non Next such as PayPal or similar.
I've never seen such options via Next Pay Credit Account.
it there I have it, it called next 3 step I was offered £300 two years ago I still have a account with themDandytf said:Is it possible 3 instalments options were Non Next such as PayPal or similar.
I've never seen such options via Next Pay Credit Account.
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