📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Survey results and getting roofing quotes

Options
2»

Comments

  • FreeBear
    FreeBear Posts: 18,259 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    lf89 said:
    FreeBear said:
    lf89 said: The house was already valued at our mortgage amount so am not sure why they wouldnt provide full funding?
    Depends if the mortgage provider has seen a copy of the survey - If they haven't (which would be good), they won't know about any faults that might affect the value.

    As for the roof, if the leaks can be patched at a nominal cost, you shouldn't have to worry about it for a few years. My roof was in a lot worse condition before I had it stripped last year (didn't even have any felt under the tiles).

    The survey was just done this week so nothings been shared, is there an obligation for us to? 

    Yeah we understand there's some minor works that could be done as a stopgap, but we'd rather hold for a year or two and put those funds towards a total redo which would support wider problems with mould/condensation. Not sure..
    You are under no obligation to share the survey with anyone. If the mortgage company wanted one, they would have commissioned it themselves (and charged you for the privilege).
    Leaks in the roof need to be fixed as soon as possible. If water gets on to the timbers, they will rot over time and add to the expense of any roof repairs.

    Her courage will change the world.

    Treasure the moments that you have. Savour them for as long as you can for they will never come back again.
  • ThisIsWeird
    ThisIsWeird Posts: 7,935 Forumite
    1,000 Posts Second Anniversary Name Dropper
    What type of property - detached, semi, terraced? 
    What was the original cover material - slate? Any similar houses on the street? How many of these have recent roofs?
    Knock on some doors and ask?
    I'd have thought that most builders should be able to provide an pretty decent estimate very quickly, with the proviso, of course, that some nasties could be revealed once the covering is off. But surely ballparks to within a few £k should be doable?
    On that point, you should give some thought as to your preferred new covering - traditional, or modern. Also what the original rafters was designed to carry. 
  • twopenny
    twopenny Posts: 7,609 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 6 November 2023 at 9:10AM
    On the plus side I've had the odd leak through missing or cracked tiles in my Edwardian house.
    I didn't have lining.
    The tiles up there are still available.

    Two things would concern me.
    Rotten rafters, how much, how many. Not that bad or very bad.
    Wood boring insects. Not unusual in a house of that age. But is it old holes or recent activity?

    Be cautious before proceeding but inspection by a reputable builder who has experience could put your mind at rest or tell you to pull out.
    I'd want to get up there and have a look myself. My buyer did so and I also inspected the roof from inside of each property I was serious about - and I'm old  :) only one said no so that was ditched.

    I can rise and shine - just not at the same time!

    viral kindness .....kindness is contageous pass it on

    The only normal people you know are the ones you don’t know very well


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.