Unknown soft searches on account

Saria

I got a notification from CreditKarma to tell me that a new soft search had appeared on my account. I just had a look, and it shows 6 soft searches: 2 from Aviva, 3 from LexisNexis and one from BISL Limited, all on the first of November. 

Now as far as I remember, I didn't apply for any insurance on that day, so I'm a bit worried about why these are appearing on my credit report. Why could these be showing up on my account? I've never even heard of BISL and LexisNexis.

What do I need to do with this, please? I'm a bit concerned about what this means exactly, worried someone is trying to scam me or something.  

la531983

Have you used comparison sites?

Saria

la531983 said:

Have you used comparison sites?

No, I don't remember using any recently. Would it be an automatic search maybe from being signed up to places like Moneysupermarket and Compare the Market?

DullGreyGuy

BISL is Budget, a very large personal lines broker but they also do a lot of white labelling so M&S Car Insurance is BISL under the branding. 

LexisNexis provide solutions to insurance companies such as ID checking


Looks like an insurance quotes have been done either by you proactively or by an aggregator in preparation for a renewal

Saria

DullGreyGuy said:

BISL is Budget, a very large personal lines broker but they also do a lot of white labelling so M&S Car Insurance is BISL under the branding. 

LexisNexis provide solutions to insurance companies such as ID checking


Looks like an insurance quotes have been done either by you proactively or by an aggregator in preparation for a renewal

Thank you! Our home insurance is up for renewal at the end of the month. I've just checked my Compare the Market account and it shows that they did a search on the 1st of November. So that must be it then.  

Seasalt3

 My equifax report is showing a soft search made by Finders UK for a name that is similar first initials but not my surname but with my DOB and address.  It says its for a search for a beneficiary to a will?  Not sure if I should query with Equifax

Grumpy_chap

Seasalt3 said:

 My equifax report is showing a soft search made by Finders UK for a name that is similar first initials but not my surname but with my DOB and address.  It says its for a search for a beneficiary to a will?  Not sure if I should query with Equifax

This might be better as a separate thread, but "Finders UK" does sound like the sort of name a company would have if their service was to trace beneficiaries from a Will, or from an intestate estate where beneficiaries have not been identified.
Sort of like you see in the TV programme "Heir Hunters".
I wonder if this was the company that you saw listed?
https://www.findersinternational.co.uk/