New joint account, both get cash back?

Hi, my husband & I are looking to get a joint bank account. Do we both get the cash back for switching? 
If not, what’s the best way around this? 
Both switch accounts, then switch to a joint? 
Would like to maximise the offers 😊
thanks 

Comments

  • Rob5342
    Rob5342 Posts: 1,347
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    Check the terms, they should explain it all.

    I'd suggest choosing a joint account that suits your needs long term, and each having a spare account that you switch around to get bonuses.
  • PRAISETHESUN
    PRAISETHESUN Posts: 3,639
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    As above, it depends on the terms of the particular switch incentive you're looking at.

    Generally however, the best way is usually to have each person do a sole switch. Pretty much all switch incentives (with Nationwide being the notable exception) will only pay out 1 incentive per account, regardless if it is sole or joint, so 2 x sole switches means double reward.

    If you legitimately want to switch a joint account for reasons other than the incentive, then you can do so separately after each being paid the sole incentive.
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