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car insurance after 21 years driving a company car

photome
photome Posts: 16,485 Forumite
Part of the Furniture 10,000 Posts Name Dropper Bake Off Boss!
what is the best way to get car insurance on a private car after 21 years driving a company car and getting them to recognise any no claims bonus ?

Online comparison sites ?  or the old fashioned broker ?  or direct with an insurer?

changing jobs very soon , car going back and I am buying a new(old) one 

 

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 14,815 Forumite
    10,000 Posts Second Anniversary Name Dropper
    All of the above, same as everyone else. Most the aggregator websites like confused.com enable you to specify that the NCD comes from a company car and so the provider can decide if they give any value for that or quote it with 0 if they don't. 
  • MEM62
    MEM62 Posts: 5,043 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 October 2023 at 3:42PM
    If you go direct to an insurance company many will allow you an introductory NCB based on your company car history.  In my case Aviva gave me four years.  
  • Photome, it was a real hassle, in old days most companies would accept company car NCD but i had get of formal letter from my company and then git it underwritten by the insurance company. 
  • YBR
    YBR Posts: 604 Forumite
    Sixth Anniversary 500 Posts Mortgage-free Glee! Name Dropper
    When I did this switch, the insurer would accept a letter from an employer, but I think it was only worth one year.
    It was clear that it varies widely, but in my case it's not making much difference as I build up NCD. Adding business mileage (previously was just leisure and commuting) made a larger reduction in premium.
  • You can get NCB from company cars

  • 400ixl
    400ixl Posts: 3,842 Forumite
    1,000 Posts Second Anniversary Name Dropper
    You can get NCB from company cars

    Rather a blanket statement.

    You can often get an introductory offer which they then replicate into a NCD at the end of the year. Its not guaranteed but shopping around will hopefully find someone.

    First step for me would be to get proof of driving history from your current employer / company car scheme.


  • You can often get an introductory offer which they then replicate into a NCD at the end of the year. Its not guaranteed but shopping around will hopefully find someone.


    Never heard of that.  You can get a letter from them typically that says the amount of unclaimed years.  You are correct that some insurance companies may not accept this, however in my experience I've never had an issue.
  • photome
    photome Posts: 16,485 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Bake Off Boss!
    I tried my HR for some kind of confirmation about my driving record but gave up waiting for them , ended up getting a half decent quote from a comparison site with zero NCD so went with that as I need insurance for Saturday , I was a bit late  getting it organised

  • NFU Mutual gave me full NCD when I gave up my company car
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