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Investengine / T212

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  • wmb194
    wmb194 Posts: 4,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    cloud_dog said:
    friolento said:
    Have a look at Wealthify, CMC and &me, too.

    The one I wouldn't use is Nutmeg.
    Ummm, Wealthify that charge 0.6%pa in fees?  Probably not one for me.

    CMC Invest charge £10pm for an ISA.  Nope, not for me.

    &Me, I gave up looking for the charges.  I'm not saying they are not there but for someone used to looking for charges, not being able to easily find them gets a hard no from me.

    CMC’s GIA charges no fees for its basic version.

    I’d only open the others for cashback shenanigans.
  • tiger135
    tiger135 Posts: 438 Forumite
    100 Posts First Anniversary Name Dropper
    looks like t212 will be the best going by all the comments and its well established 
  • RichardS
    RichardS Posts: 177 Forumite
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    friolento said:
    Have a look at Wealthify, CMC and &me, too.

    The one I wouldn't use is Nutmeg.
    Why not Nutmeg?
  • Tonski
    Tonski Posts: 63 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 1 November 2023 at 3:20PM
    I have both and have to say that I prefer Investengine. Everything is processed quickly and it's easy to navigate. There is definitely less choice, but it has everything that I was after and very low fees. T212 is also pretty good though and if you want to buy the odd occasional stock, then that is your best bet.
  • Albermarle
    Albermarle Posts: 27,864 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    RichardS said:
    friolento said:
    Have a look at Wealthify, CMC and &me, too.

    The one I wouldn't use is Nutmeg.
    Why not Nutmeg?
    Charges are high and recent performance of their funds has not been great.
  • Albermarle
    Albermarle Posts: 27,864 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    edited 1 November 2023 at 5:41PM
    cloud_dog said:
    friolento said:
    Have a look at Wealthify, CMC and &me, too.

    The one I wouldn't use is Nutmeg.
    Ummm, Wealthify that charge 0.6%pa in fees?  Probably not one for me.

    CMC Invest charge £10pm for an ISA.  Nope, not for me.

    &Me, I gave up looking for the charges.  I'm not saying they are not there but for someone used to looking for charges, not being able to easily find them gets a hard no from me.

    &me nearly 0.9% for a £20K S&S ISA. Bit less for a bigger sum, bit more for a smaller sum.

    However you do get your own personal consultant ! 


  • tiger135
    tiger135 Posts: 438 Forumite
    100 Posts First Anniversary Name Dropper
    I loaded the t212 app and it was really slow, put me off a bit. Which ones are website only? I kinda think I dont want an app as its too easy to access when its meant to be long term. 
  • wmb194
    wmb194 Posts: 4,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 1 November 2023 at 8:48PM
    tiger135 said:
    I loaded the t212 app and it was really slow, put me off a bit. Which ones are website only? I kinda think I dont want an app as its too easy to access when its meant to be long term. 
    I've never experienced its app being slow on either my iPad or iPhone but I normally use it via its website. There are very few that are website only. iWeb/Halifax Stockbrokers/Lloyds Stockbrokers* would fit this bill albeit with a higher cost.

    *All the same platform with different branding and pricing.
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