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How important are certificates for selling your house (Electrical, FENSA, etc)

akira181
akira181 Posts: 545 Forumite
Tenth Anniversary 100 Posts Name Dropper Combo Breaker
edited 25 October 2023 at 8:56AM in House buying, renting & selling
I'm looking at getting new windows put in as mine are very old. A lot of the local installers, most in fact, are not registered with FENSA, Certass, or any other type of certifying body. My question is how important are these pieces of paper? Surely it's just any warranty information that's important?
When I bought my house, the only real bit of certification that came with the property was a building regulations approval to move the kitchen to an internal location. No certificates for the windows, electrical safety (property was rewired prior to sale too), gas safety, no nothing.
The estate agent, conveyancer, solicitor, and surveyor from the bank (2 times), didn't mention the missing certificates once or even flag that my front door and storm door are apparently illegal (uPVC in a tenement close, recently pointed out by 2 different window installers that came round to quote).
I don't know if it's just my area that has always been, and still is, a sellers market but I don't see how any certification is going to stop/hinder/or even delay the sell of a house. Properties around here tend to flip in a matter of weeks unless it's like 50k over the home report value, then it takes a few months but still sells for stupid money.
For example, I bought my property knowing full well that the windows were old and the boiler about to go. I still put an offer in because the place was ideal for what I wanted and I had been searching for 9 months. I lost multiple places in similar or worse condition due to being too slow or not submitting a good enough offer at closing.
Old windows and an even older boiler doesn't stop a sale, some missing paperwork certainly isn't. Considering the mortgage surveyor (both times) didn't even ask for any paperwork or certification when valuing the property, it seems to not have a bearing on the value either. The floorplan, selling price, and area is what really drives the sale from what I can see.
So how important is it to get a FENSA certificate?
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Comments

  • Grizebeck
    Grizebeck Posts: 3,967 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    It depends on the buyer and solicitor 
    Personally I don't give two hoots if it's got a fensa or gas safety certificate etc etc
  • Flugelhorn
    Flugelhorn Posts: 7,663 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Who knows - I sold a house under probate with no FENSA, I knew as soon as I saw the "pencil written receipt on the back of the envelope " in mother's papers that there would be no FENSA cert. Checked online and there wasn't - buyers sols wanted an indemnity policy, my sol was all for saying no but in the bigger scheme of things the £45 was fine and far far less than the money saved when the windows were put in
  • subjecttocontract
    subjecttocontract Posts: 3,472 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 25 October 2023 at 9:09AM
    All windows fitted since 2002 need to have either a FENSA certificate or building regs certificate......it's a legal requirement.
  • Grizebeck
    Grizebeck Posts: 3,967 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    All windows fitted since 2002 need to have either a FENSA certificate or building regs certificate......it's a legal requirement.
    Many don't it's no real issue
  • silvercar
    silvercar Posts: 50,946 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    We had our windows changed in 3 stages, all after 2002. The first 2 were a deal as part of other work that was never certified. The second 2 stages were properly certified with FENSA certs. Then we had a door and associated windows replaced and that came with FENSA certs twice, so now we have certs for more windows than we actually have. Currently having patio doors replaced and one of the windows changed that will be certified properly. So at the end of the day we will have more certificates than windows, even though accurately 2 of our windows don't have certificates, this is more than balanced out by some windows having more than one certificate! I doubt anyone will know or care!
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • If a property has lost or misplaced its FENSA cert a replacement can usually be obtained from FENSA. Without a certificate, either a FENSA of an independent building regulations compliance certificate a sale would normally require an indemnity policy. It would usually be the seller who would be expected to pay for the indemnity policy so there seems little point in buying windows without a certificate and incurring future costs.
  • Flugelhorn
    Flugelhorn Posts: 7,663 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    All windows fitted since 2002 need to have either a FENSA certificate or building regs certificate......it's a legal requirement.
    many don't - as it is I think they are certifying the fitting not the windows, the windows mother had were fine, spoke to the people who supplied them, they knew the fitter - he used to do some work in his spare time for rather less than one might pay a company to do it 
  • Flugelhorn
    Flugelhorn Posts: 7,663 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If a property has lost or misplaced its FENSA cert a replacement can usually be obtained from FENSA. Without a certificate, either a FENSA of an independent building regulations compliance certificate a sale would normally require an indemnity policy. It would usually be the seller who would be expected to pay for the indemnity policy so there seems little point in buying windows without a certificate and incurring future costs.
    Not really - mother probably saved rather more than £45  in having the windows fitted - £45 being the cost of the policy when I sold the house without a FENSA cert
  • There needs to be a way of mitigating the problem of no certification. The cost of that mitigation is never guaranteed & it's important to point out that £45 now for an indemnity policy is likely to cost more in the future. 
  • Emily_Joy
    Emily_Joy Posts: 1,614 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    akira181 said:
    I'm looking at getting new windows put in as mine are very old. A lot of the local installers, most in fact, are not registered with FENSA, Certass, or any other type of certifying body. My question is how important are these pieces of paper? Surely it's just any warranty information that's important?
    So how important is it to get a FENSA certificate?
    I actually believe that it is the quality, not the warranty, which is important. I generally prefer things not to fail/not to develop faults, rather than being reassured that when the problem occurs, it will be fixed for free after I got through the waiting list (typical problem with Apple products in my area). From the prospective of the future buyer, I would have thought that if the lender and surveyor are happy, then I am also happy.
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