Home insurance for child minders

DullGreyGuy

Veteransaver said:

I just always go with the cheapest insurer and choose as large an excess as possible. 

PS. Try going for a lower or no excess on Home... it may sound counter intuitive but because of negative selection those with higher excesses can pay higher premiums. For Motor its a bit different but very large excesses are only offered by some companies so the lack of competition as well as negative selection kicks in too