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Home insurance for child minders

Veteransaver · 2023-10-23 13:57:28

Hi all, first post, I'm trying to get home insurance quotes to include childminding. If you use comparison sites they only seem to offer "business use" which does increase the premium significantly I've found that Tesco insurance and Directline however cover this childminding under their standard policy so can work out a…

Comments

DullGreyGuy Posts: 18,613 Forumite

3 November 2023 at 8:58AM

Veteransaver said:

I just always go with the cheapest insurer and choose as large an excess as possible.

PS. Try going for a lower or no excess on Home... it may sound counter intuitive but because of negative selection those with higher excesses can pay higher premiums. For Motor its a bit different but very large excesses are only offered by some companies so the lack of competition as well as negative selection kicks in too

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