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SONIA (GBP) funds/ETFs
C_Mababejive
Posts: 11,668 Forumite
As above, can anyone give recommendations with low fees? Thanks
Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..
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CSH2 is an ETF variant with a low fee of 0.07%.0
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I use the RL fund linked to above. I looked at using CSH2, but the share price is over £1000 and my platform (II) don't do fractional shares. For me the RL fund was a better option when reinvesting dividend income in my SIPP.'Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it' - Albert Einstein.0
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My sipp is with HL, so it is much cheaper for me to hold CSH2, due to HL’s cap on ETF charges.0
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Retired 1st July 2021.
This is not investment advice.
Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."3 -
The exception to the above is if the money is in a pension with an insurer, like Scottish Widows, Standard Life etc. Then you have to use their money market funds ( which seem fine).
Also if you are in a workplace/auto enrolment/robo advisor pension etc. you may not have a money market fund available at all.0 -
CSH2 is the way to go as suggested already due to the low fee!0
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As long as you consider an ETF based in Luxembourg as safe as a fund with Royal London, a very large UK based insurer.Futuristic said:CSH2 is the way to go as suggested already due to the low fee!
For the sake of 0.03% ......0 -
Plus with Royal London it's a domestic rather than foreign fund so you don't have to worry about any excess reportable income silliness as you would with a foreign ETF.Albermarle said:
As long as you consider an ETF based in Luxembourg as safe as a fund with Royal London, a very large UK based insurer.Futuristic said:CSH2 is the way to go as suggested already due to the low fee!
For the sake of 0.03% ......2 -
It is not just 0.03% for me, because with the RL fund I would also have to pay the 0.45% fund fee to HL, whereas I pay them less than 0.08% for my ETF,s. So i am 0.4% better off for CSH2 which has had virtually the same historic performance as the RL fundAlbermarle said:
As long as you consider an ETF based in Luxembourg as safe as a fund with Royal London, a very large UK based insurer.Futuristic said:CSH2 is the way to go as suggested already due to the low fee!
For the sake of 0.03% ......0
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