Prepayment Card to take to Majorca next year?

yumzone Posts: 161
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Hi guys, after browsing im still not finding the information I am looking for?
Me and my partner are going to Majorca next year.  We are looking for a card we can take with us that we are able to top up bit by bit for our spends?
Is there such a card?  Any help will be gratefully received.

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  • bagand96
    bagand96 Posts: 6,025
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    edited 20 October 2023 at 1:19PM
    With any prepayment card you're likely to lose a bit in commission either by fees or by the exchange having a commission built in.

    Have you considered a current account with travel friendly travel card, such as Starling or Monzo?  They're just regular bank accounts managed entirely on an app and the Mastercard Debit cards allow you to spend abroad without any fees.  They convert from € to £ using the Mastercard rate on the day.

    That said if you don't want a bank account I think Revolut is a great prepaid option, as detailed in the link posted by eskbanker
  • NoodleDoodleMan
    NoodleDoodleMan Posts: 3,260
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    edited 25 October 2023 at 5:50PM
    Get a Chase or Starling account with debit card - the former is better as it has1% cashback.
    No fees when used for goods and services - no commission when withdrawing currency at an ATM abroad, although the machine's owner bank are very likely to take a fee. Banca Marche is a good choice in the Balearics - they don't take a fee. Head Office is in Palma and ATMs in most popular tourist resorts - branches and ATMs can be located on their website. Worth a look.
    When settling the bill, or buying goods, always chose to settle Without Conversion when the payment machine is presented. 
    It's very straightforward to transfer funds from your UK bank via an app on iPhone etc. - funds go on to my Chase card immediately.
    Remember you'll have a tourist tax per head to pay in Mallorca - how much depends on the grade of accommodation you stay in.

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