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BANKS ON CREDIT FILE?

Fastrack1966
Fastrack1966 Posts: 15 Forumite
Third Anniversary 10 Posts
in Credit file & ratings
Do all banks appear on people's credit files? Seems that some are not for some reason?

Comments

  • fatbelly
    fatbelly Posts: 23,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    There are 3 credit reference agencies and not all banks report to all CRAs. Is that a problem?
  • 400ixl
    400ixl Posts: 4,482 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Some of my current accounts and credit cards do not show on any of the CRA's. None of the savings account do as they shouldn't.
  • eskbanker
    eskbanker Posts: 37,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fastrack1966 said:
    Do all banks appear on people's credit files? Seems that some are not for some reason?
    There are exceptions, such as old accounts that predate the routine reporting to CRAs, but perhaps it would be more useful if you clarified which bank accounts and which credit agencies you're referring to?
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