Car finance rejected after picking up car?

lal234

Bigwheels1111 said:

Make sure they have not changed anything in the contract.

ie rate, term etc before you sign.

Scared me for a minute there because I just signed again where he told me to! Have checked my copy of new signed docs and all OK. Waiting to hear whether or not it's gone through, but at least they didn't stop me taking car away!

Penguin_

lal234 said:

Bigwheels1111 said:

Make sure they have not changed anything in the contract.

ie rate, term etc before you sign.

Scared me for a minute there because I just signed again where he told me to! Have checked my copy of new signed docs and all OK. Waiting to hear whether or not it's gone through, but at least they didn't stop me taking car away!

Im amazed they have let you take the car away.

lal234

He checked signatures against my licence a bit more carefully this time!!  Fingers crossed all good now.

born_again

jlfrs01 said:

Car_54 said:

NB the V5C has absolutely nothing to do with ownership, and says so in large red print at the top of page 1.

I should have been more specific: 

Changing the registered keeper to a dealer

If the transfer involves selling to a car dealer, then the process will require both parties to sign section 9 of the V5C certificate, also known as the V5C/3. At this point, the dealer will take possession of the V5C.

The dealer then notifies the DVLA of the change of ownership, and the seller should receive an acknowledgement within four weeks.

My change of car done last month was all done online by dealer. Although they did ask for my email address so I got confirmation of change of owner of both old & new car.
So no sig required at all, just sight of the V5 & it's reference.

WellKnownSid

You'll be absolutely fine.  This exact thing happened to me once - albeit, err, it was 30 years ago.

Go in - re-sign, with some ID, job done.

I can't remember I last signed a financial agreement using actual wet ink - it's all digital these days with photo or video FSCs on your mobile so no need for a wet signature.

Wonka_2

WellKnownSid said:

I can't remember I last signed a financial agreement using actual wet ink - it's all digital these days with photo or video FSCs on your mobile so no need for a wet signature.

And anyone who’s tried to sign with their finger on a screen will know their signature bears no resemblance to the written form 

WellKnownSid

Wonka_2 said:

WellKnownSid said:

I can't remember I last signed a financial agreement using actual wet ink - it's all digital these days with photo or video FSCs on your mobile so no need for a wet signature.

And anyone who’s tried to sign with their finger on a screen will know their signature bears no resemblance to the written form 

You just type in your name.  No signature, just an FSC.

ComicGeek

WellKnownSid said:

Wonka_2 said:

WellKnownSid said:

I can't remember I last signed a financial agreement using actual wet ink - it's all digital these days with photo or video FSCs on your mobile so no need for a wet signature.

And anyone who’s tried to sign with their finger on a screen will know their signature bears no resemblance to the written form 

You just type in your name.  No signature, just an FSC.

When I bought my car last month I had to sign (not type) electronically using my computer mouse on the screen - took me about 5/6 attempts to get something remotely similar to my signature. Then had to sign in the dealership on an iPad with a ipencil, which was easier.

The last few business contracts I've signed have also needed full electronic signatures rather than typed name, so perhaps that's where it's all heading.

WellKnownSid

ComicGeek said:

WellKnownSid said:

Wonka_2 said:

WellKnownSid said:

I can't remember I last signed a financial agreement using actual wet ink - it's all digital these days with photo or video FSCs on your mobile so no need for a wet signature.

And anyone who’s tried to sign with their finger on a screen will know their signature bears no resemblance to the written form 

You just type in your name.  No signature, just an FSC.

When I bought my car last month I had to sign (not type) electronically using my computer mouse on the screen - took me about 5/6 attempts to get something remotely similar to my signature. Then had to sign in the dealership on an iPad with a ipencil, which was easier.

The last few business contracts I've signed have also needed full electronic signatures rather than typed name, so perhaps that's where it's all heading.

I suspect it is.  A digital squiggle on a tablet or computer is pretty meaningless.  Could be anyone.

[Deleted User]

I've had issues with signatures not matching due to arthritis. They are a useless way to verify identity.