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Please help - need to change my personal circ but debt too high

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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,292 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The soa shows on your current income with the level of expenditure you have even if you default on the debts and pay nothing you are still over £600 short so that means if your ex pays nothing you still cannot afford all your outgoings. If you can cut cable/child costs and groceries would he agree to maybe £500 a month in interim child maintenance? That still leaves him £2k to rent somewhere. Your commuting costs are high as is car insurance and parking so that is one area I would address. Breaking expenditure into priority and non priority will help. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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