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Showing all bank accounts for a mortgage application

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  • theartfullodger
    theartfullodger Posts: 15,707 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Be careful with this.  I had a mortgage application (BTL) which asked which bank account rent income would go into (answered truthfully, my "2nd" bank account I use for mainly incoming payments and to avoid giving my main account details to persons who might wish me ill....  and some bank statements...

    They also asked about sources of income (again 100% truthful.) - mainly my 5 pensions including state pension,....

    The lender then came back about 3 weeks later saying I was obviously fraudulently applying as the account I'd told them about had no pension payments....  .. well no, they went into my "main" bank account. 

    Plus the mortgage broker making a one character error on my home post code leading to lender complaining I obviously didn't live where I'd said I did... 

    Took some sorting out, about 2 months, luckily no time constraints on that application...
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