Luton Airport fire discussion

Brie

Part of the problem as I understand it is that a number of vehicles are completely undamaged so there's no claim possible.  Except that because they are parked in an unsafe structure they cannot be removed and will likely be destroyed in the demolition of the building.  

[Deleted User]

powergen_insider said

You couldn't claim off the car park for your excess if someone opened their door into your car, this isn't really any different.

Which is a shame because that might force them to make decent size spaces with painted gaps between them.

[Deleted User]

Keep_pedalling said:

It looks like insurers will be waiving the excess and not penalising the NCD for those effected (apart from that RR presumably)

https://www.insurancetimes.co.uk/analysis/briefing-consumer-service-vital-after-luton-airport-car-park-fire/1445855.article#:~:text=Due to the unusual circumstances,on their no claims discount.”

That's good of them, although having an at fault total loss on your record is still going to push up premiums. The rest of their customers will subsidise the gesture.

Maybe they are hoping to avoid massive numbers of complaints and legal wranglings, but you can be sure many customers won't be happy with the price offered for their vehicles.

Aretnap

[Deleted User] said:

Which is a shame because that might force them to make decent size spaces with painted gaps between them.

Presumably if that happens you won't complain about car parking spaces becoming significantly more expensive and difficult to find due to capacity of most car parks being reduced by perhaps a quarter to a third?

Personally I'd rather take the risk of a(nother) small scratch on my door.

rigolith said:

The rest of their customers will subsidise the gesture.

Of course they will, that's how insurance works.

There's no plausible mechanism for the owners of the cats to be compensated which doesn't involve the costs ultimately being passed on to consumers, either through insurance prices or through car park prices.

[Deleted User]

I wouldn't mind fewer spaces if they were larger.

As for costs being passed to consumers, it's not a given. They can't raise prices indefinitely. Also, it matters which consumers.

Upsidedownyouturnme

We went there today.  We already knew from insurers that all cars would be written off, but spoke to a couple of the men working there and they confirmed it. 

Some cars look relatively intact.  They are going to remove some that are salvageable, but even they have water damage and probably heat damage.

I've been hoping since last week that we would be lucky, sadly today confirmed we are right in the collapsed zone.