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Back Billing - Disagreement with the Ombudsman

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  • EssexHebridean
    EssexHebridean Posts: 24,669 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi HBomb. If the reduction in your CC limit is causing you difficulties then it might be a good idea to pop over to the Debt Free Wannabe board for some help and support. First step there will be filling in your SOA (statement of affairs) - the link to one we recommend is in my signature below. 

    @QrizB from their other threads it looks like this time it IS BG
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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