How much does your bank balance impact how the bank treat you?

Richard1212

My experience as to how a Bank "treats"me over many years is predicated on four factors which seem to have stayed the same over the years : a) how much money I generally have available in my accounts; b) the size of transfers that I make frequently; c) the regular income going into the accounts in question; d) the premier accounts I use and come with one of those pretentious "personal bankers."

Meeting all of the criteria above really does stop those irritating "fraud freezes" of cards or transfers, especially if you have flagged the fact that you will not happy with the Bank if special treatment is not forthcoming concerning such "irritations". Wealth can get you most things in life and that applies to Banks as much as to anything else ( other than the important things in life !).    

DigSunPap

Moving your £20K savings to another bank shouldn't automatically impact your Lloyds credit card limit or how Lloyds perceives your overall financial stability. Credit limits are typically determined by your credit history, income, and creditworthiness, not just your deposit balances. You can explore other banks for better savings rates while maintaining your relationship with Lloyds for your credit card needs.