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Universal Credit and notional capital

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Hi I'm worried about what Universal Credit considers notional capital, if, for example , I spend £50 on gambling per month, would the DWP consider this expenditure as unreasonable and add it on as notional capital? I'm really just curious as to what I can and can't spend money on.

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  • poppy12345
    poppy12345 Posts: 18,880 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    edited 11 October 2023 at 4:26PM

    duelpro2 said:
    Hi I'm worried about what Universal Credit considers notional capital, if, for example , I spend £50 on gambling per month, would the DWP consider this expenditure as unreasonable and add it on as notional capital? I'm really just curious as to what I can and can't spend money on.

    No, not at all. What you spend your money on is entirely your decision, there's no rules for this. They are not interested in any expenditure.
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,303 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    edited 11 October 2023 at 4:27PM
    Notional capital is only for when you've deprived yourself of savings.

    What you spend your actual income on in a month is of no concern to them.

    (Income does not become capital until any of it is left unspent at the end of the next assessment period after receiving it.)
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