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DRO question

Hi don’t judge me but I’m considering getting a DRO as I’m struggling. I’m a little confused on how to make an income/spending budget on step changes website. I am married and all of the household bills and debts are in my name. How do I work out what income and bills are mine alone and not my husbands? Will they take my husband’s benefits into account? Or is it purely worked out on what money gets paid into my account and the bills that are in my name?

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