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My DFW to DF Diary

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  • Monzo do a similar thing to starling. When I had my starling account I had over 20 spaces. That's the phrase they use. Maybe Google and check 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • joedenise
    joedenise Posts: 17,624 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Monzo do a similar thing to starling. When I had my starling account I had over 20 spaces. That's the phrase they use. Maybe Google and check 
    I've had a lock at Starling but there is nothing to say how many spaces (pots) you can have!  I wish they'd say as currently I have over 40 and quite honestly would like to keep them.  However if necessary I'll just sort out a spreadsheet and stick with my current accounts and savings accounts that I already have as they have reasonable interest rates.
  • twiggy86
    twiggy86 Posts: 2,677 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Hey Dolly_Rocker! It sounds like we're here from slightly similar circumstances so I'll be cheering you along! 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • @PennysIntoPounds - Thank you, it's not been the easiest but there is no way I am losing my home, I love it here. 

    @Sarahwithlove - Thanks for that, I've heard a lot of good things about Monzo. 

    @twiggy86 - Yup sure does. And you know what we'll come through it better off in the long run. 
    Debt Free - 4th June 2025
  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 742 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper
    edited 25 October 2023 at 11:20AM
    24th October 2023 - To Do List
    • Funds check - Bank account
    • Funds check - Purse
    • Calculate November bills
    • Calculate November debt payments
    • Order replacement SIM for ex mobile number
    • Add some £1 coins to my wee savings pot
    • Print out photo gift for pal who lost their dog
    • Housework
    • Walk dogs x8
    • Chill
    Debt Free - 4th June 2025
  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 742 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper
    edited 26 October 2023 at 10:26AM
    25th October 2023 - To Do List
    • Calculate November bills
    • Pay mums gas bill
    • Print out and complete insurance claim for for Bailey
    • Drop off insurance claim form to vet
    • Add some £1 coins to my wee savings pot
    • Housework
    • Walk dogs
    • Chill
    Debt Free - 4th June 2025
  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 742 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper
    edited 28 October 2023 at 4:23PM
    So I was derailed from my to do list yesterday with some family drama and then had to babysit my niece and nephew for a few hours.  

    Pretty much all of the list will carry over to today. 

    26th October 2023 - To Do List
    • Calculate November bills
    • Pay mums gas bill
    • Print out and complete insurance claim for for Bailey
    • Drop off insurance claim form to vet
    • Vet with Luna
    • Add some £1 coins to my wee savings pot
    • Housework
    • Walk dogs
    • Chill
    Debt Free - 4th June 2025
  • Another £19 down at the vet this morning. 

    Luna had a phantom pregnancy and they spayed her while she was still going through it which has now led to an infection. 

    She was on antibiotics for a week which finished today and she still has a lump which is filled with clear fluid but the vet is happy that will go on its own with time so I've just to keep an eye on it. 

    I've come home and had some brekkie and put on a true crime documentary - oh how we relax!

    Gonna hang up a washing and put another one in then I'll head out on my 2 booked walks today. 

    Everything else on the list can get done this afternoon when I am home. 
    Debt Free - 4th June 2025
  • Just transferred £5.00 to my PayPal so will put that towards the November debt payments . 
    Debt Free - 4th June 2025
  • 28th October 2023 - To Do List
    • Partick table top sale
    • Charity shopping
    • Add some £1 coins to my wee savings pot
    • Housework
    • Walk dogs
    • Birthday night out for Sibling
    • Chill
    Not logged in for a couple of days, just waiting on payday tbh. 

    The list for 26th October didn't go to plan because library printers were all under maintenance so I'll sort the insurance stuff on Monday. 

    Cleared out a piggy bank to go to the table top sale and the charity shops. Got £25 worth of £0.20 and spent it when I was out - my Mum was not amused when I was checking out LOL!

    Didn't really feel like spending proper money cos it was just all the smoosh from my purse from the last few months. 
    Debt Free - 4th June 2025
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