We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Pay charges before claiming them back?
edwardian_dave
Posts: 1 Newbie
Hello, Lloyds bank closed my overdraft for "inactivity" after a gap year and because my student loan was very late being paid. The charges of £215 are due to be taken out next month from the account which now has £4 in it. I now have the cash to pay it, avoiding more charges, but leaving me high and dry, or i could buy christmas prezzies and let the bank continue charging themselfs until my appeal is processed. so to pay or not to pay, my expert friends that is the question.
Many thanks for your advice, sorry if this question is answered elswhere, but i'm on a tight time scale for the money to clear in time, if it will at all.
P.S. I'll post the outcome of my plight when it's wrapped up. The knife in their own back was when a confused callcentre worker agreed that paying 50 (to get me back into my overdraft) would be sufficient, when he was only supposed to let me know that i had to pay back the full overdraft. I've no doubt that this one is mine.
Many thanks for your advice, sorry if this question is answered elswhere, but i'm on a tight time scale for the money to clear in time, if it will at all.
P.S. I'll post the outcome of my plight when it's wrapped up. The knife in their own back was when a confused callcentre worker agreed that paying 50 (to get me back into my overdraft) would be sufficient, when he was only supposed to let me know that i had to pay back the full overdraft. I've no doubt that this one is mine.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards