We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Barclaycard credit card debt. Can they really do anything if not paid?
williewonder
Posts: 416 Forumite
in Credit cards
Apart from destroying ones credit score (which is meaningless now as this person as been taken to court of protection and now lacks capacity to open new credit agreements) If he refuses to pay his debts can Barclaycard do anything like get proper court bailiffs to take goods. Or would it just be debt collection people which can't do anything and be sent on their way, plus this person is already classed as vulnerable. Would this person still be able to get SIM contracts for mobile phones?
0
Comments
-
They wouldn't destroy any credit score but would report to the credit files.
If the situation is bad enough, it could prevent them getting sim contracts, renting a property, or could end up with a charge on their property if they are home owners, or a claim on wages. Baillifs are also an option, though unlikely.
It all depends on the sums involved and the specific details.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.9K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.1K Spending & Discounts
- 245K Work, Benefits & Business
- 600.5K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards