PRA Full and final settlement HELP please.

Rovertime69

Hi, I have negotiated a settlement of an £8k Barclaycard debt with PRA, in the sum of £6k. 

I have asked them to confirm in riting before payment that this is full and final settlement and i will not be pursued further. 

I have seen elsewhere on this forum that I should get confirmation from the creditor (Barclaycard?) that they will not pursue me for the remainder. I cant afford this. 

How do i do this and are they really going to say they wont pursue me? 

Many thanks etc...

born_again

If PRA are a 3rd party debt co, then they will have bought the debt off Barclaycard. So BC have no involvement in the debt anymore.

Rovertime69

born_again said:

If PRA are a 3rd party debt co, then they will have bought the debt off Barclaycard. So BC have no involvement in the debt anymore.

brilliant. many thanks 

[Deleted User]

Look on the Debt-free wannabe board for a template letter. 
The DCA probably bought the debt around 50% of face value - I'm surprised Barclaycard didn't accept 6k.