Seeking Monthly Payment Travel Insurance

adamapple

We have a few pre-existing medical issues and are looking for travel insurance policy which can be paid monthly, to avoid a large payment. Do any companies out there offer this, or is it too much of a risk?   

Kor65

https://www.allcleartravel.co.uk/travel-cover/specialist/?utm_source=google&utm_medium=cpc&utm_campaign=18272764315&utm_term=travel%20insurance&gad=1&gbraid=0AAAAAC8XL37SObGX5_g_ckElneT6idoyT&gclid=Cj0KCQjw1OmoBhDXARIsAAAYGSEjd2hiHVZblwlSKOf443eSPPzHz_0iDCH5DlBiAP3KC3_8oKK_lhsaAmPvEALw_wcB&gclsrc=aw.ds

NoodleDoodleMan

Several banks offer travel insurance in a package of benefits for a monthly fee.

We are £15 monthly for cover for both of us.

retiredbanker1

NoodleDoodleMan said:

Several banks offer travel insurance in a package of benefits for a monthly fee.

We are £15 monthly for cover for both of us.

If there are pre-existing conditions then they might charge a fee to cover those conditions - in my experience you would pay this fee by debit card in one lump sum - this would be a continuous authority payment so be careful if you change insurance providers or do not need the insurance next year.

NoodleDoodleMan

retiredbanker1 said:

NoodleDoodleMan said:

Several banks offer travel insurance in a package of benefits for a monthly fee.

We are £15 monthly for cover for both of us.

If there are pre-existing conditions then they might charge a fee to cover those conditions - in my experience you would pay this fee by debit card in one lump sum - this would be a continuous authority payment so be careful if you change insurance providers or do not need the insurance next year.

Any potential customer would need to contact their new prospective travel insurer to determine what additional fees might apply - we were presently surprised to learn that our insurer was happy to include our pre-existing conditions at no extra cost.

saintscouple

We´re in a similar position - currently have travel insurance through our bank account with Lloyds, and paid extra (upfront sum) for pre-existing conditions. 

However, wife was admitted to hosp recently, and had a pacemaker - insurance have now declined cover for all her conditions - Fortunatly prior to this admission we had booked a cruise for Jan, so that will be covered.

So after Jan we need a different annual insurance policy. 

I haven´t done a quote yet for any as for annual policies you can´t start them more than 3 months away, but did notice Avanti do monthly payments, albeit with interest. 
https://www.avantitravelinsurance.co.uk/annual-multi-trip-travel-insurance

NoodleDoodleMan

"Fortunatly prior to this admission we had booked a cruise for Jan, so that will be covered."

Does this not become a new condition that needs to be declared ?