We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Cant work out the maths
CaptainWales
Posts: 365 Forumite
Hi
I invested a lumpsum some years ago in shares. The price immediately dropped and has not recovered.
What i cant work out is if i sell a proportion of the shares now would i still be at a loss or not? E.g (not actual figures) £10k invested, dropped to £9k, sell £5k now but remaining £4k invested- have i made any loss at point of withdrawal?
I invested a lumpsum some years ago in shares. The price immediately dropped and has not recovered.
What i cant work out is if i sell a proportion of the shares now would i still be at a loss or not? E.g (not actual figures) £10k invested, dropped to £9k, sell £5k now but remaining £4k invested- have i made any loss at point of withdrawal?
0
Comments
-
Assuming you invested it all in one fund / one company's shares then any amount you sell will incur a loss. If you invested in various different funds / shares then it depends on which ones you sell.1
-
In your example you are selling 5 9ths of your holding so 55.5556% which cost you £5555.56. So your loss is £555.56.0
-
Are you trying to establish if you are able to offset some gains for CGT purposes, or just concerned that selling at a loss would be something you'd prefer to avoid?CaptainWales said:I invested a lumpsum some years ago in shares. The price immediately dropped and has not recovered.
What i cant work out is if i sell a proportion of the shares now would i still be at a loss or not? E.g (not actual figures) £10k invested, dropped to £9k, sell £5k now but remaining £4k invested- have i made any loss at point of withdrawal?0 -
Yes. Whichever way you choose to account for this you are realizing a loss.0
-
Nothing to do with CGT or any other tax. Just interested in whether i make a loss.
Full amount in one fund.0 -
If each share has lost money then however many you sell it is at a loss, the more you sell the bigger that cash loss will be. If you bought at different times then some might be at different prices but it sounds like that doesn't apply.CaptainWales said:Nothing to do with CGT or any other tax. Just interested in whether i make a loss.
Full amount in one fund.Remember the saying: if it looks too good to be true it almost certainly is.2 -
The loss is the same whether you sell it or not. If you're £1k down "on paper" it's the same removing it as leaving it invested. Yes, you can wait until it recovers, but the fact remains your current position is down.2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards