Car insurance renewal

superhoop

Hi there - simple question I hope.

My insurer Churchill has given me a silly renewal quote which is through the roof.

However, on a price comparison site they are offering me a premium of over £200 less with the same information (I promise)

Is there anything to stop me taking the lower price (and any incentives that go with it, e.g. Top Cashback)?

Thanks

la531983

Nope, nothing at all. 

DullGreyGuy

Nothing to stop you, before the legislation changed in Jan 2022 I had to do this every year with my Home insurance because there is only one provider that covers me for what I need before going to the big boys like Hiscox and they used to price walk significantly. So each year it was get a quote online, phone them up to stop the old policy and add tenants improvements to the quote and buy it. 

Sometimes the price difference is just because of the different channel of sale, other times it's because the terms are different (eg optional extras not included, higher excess, lower limits etc). Always good to check you aren't giving up something you need to save a little money without realising it.