Joint Account with Pots

auror1968

Hi

I like the budgeting features of the new app based banks, Starling, Monzo etc but what I want is a normal joint account with my wife, just like we have with a high st bank. The app based ones don't just do a Joint account with the say features as the single ones.

What I am after is ability to have savings pots, budgeting features etc.

Can anyone suggest a bank that has kind of features and will allow me to have a stright normal Joint account ?

Thanks

ZeroSum

Virgin, but the pots are with the linked savings account rather than the current account.

Shakin_Steve

We have a joint account with Monzo that has savings pots. Currently paying 4.1%. You can also have pots linked to individual accounts.

auror1968

From what I can see Monzo seems to be limitation on the functions available for Joint  accounts over personnel ones, is that correct ?

eskbanker

auror1968 said:

From what I can see Monzo seems to be limitation on the functions available for Joint  accounts over personnel ones, is that correct ?

Perhaps if you clarify specifically what limitations you believe there are, then someone can offer feedback on whether you're right or not?

Rob5342

Our main joint account is a Monzo one and has the pots and budgeting features. The only differences I can see over our indiviudual ones is that the joint one doesn't have an overdraft option, or the paid features, but it still blows any of the old fashioned banks out of the water.

enthusiasticsaver

We have a Starling joint account with savings pots. It does everything a high street bank does including categorising expenses so you can see how much you have spent in any one period. What features do you want? 

penners324

My joint account with Starling has pots....

pridehappy

Virgin Money has savings pots with really good rates (reflective off the main savings account) and a budgeting feature which is highly customisable. All features can be used with joint accounts I believe.