Debt relief order- preferential payment concern

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PHEB1
PHEB1 Posts: 22 Forumite
First Post Name Dropper
edited 29 September 2023 at 11:57AM in IVA & DRO
Hi All 
Your advice would be greatly appreciated.  

I want to hopefully apply for DRO end of October have some things to get sorted first. I have applied for my name to be removed from the joint accounts with my husband. ( only his money is in there. I have my own accounts. I just managed family/kids payment so it's easier for me to get his share of contributions.  But I don't want his credit wrecked like me. Apparently it takes 1 week ...) 

Can't afford for anything else to go wrong.  I worry about preferential payment rejection. I have just been juggling debts and robbing Peter to pay Paul for the last couple of years.  I have been doing token payments but the lady at the debt charity told me to pay off small debt.  My family paid them for me. But the more I read the more I get worried.  Is her advice going to work against me? 

What documents will I need to provide for DRO application. I want to start preparing now.

Thank you.

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