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DF Capital

I have a one-year bond that matures end of October with DF Capital. They have offered me a 6.10% 18-month reinvestment. I have also noticed they have now removed all fixed savings accounts from website (for new customers) due to be updated, downwards I expect.

I have taken the offer because they say if they introduce a higher rate, I will get that and if I wish to pull out I can up to the day before maturity without penalty. I also fear NS&I will have pulled the 6.2% one-year account before then? And it helps having an 18-month bond as it just takes me into a new tax year for interest.


I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.

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