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house insurance renewal cost

just got my renewal from LV house insurance it has gone up by a 30% got a quote from Quidco £60 cheaper with cashback with same insurance company LV insurance how can this happen do I not renew my existing policy with LV and take out a new policy with LV

Comments

  • dunstonh
    dunstonh Posts: 121,246 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    rexel said:
    just got my renewal from LV house insurance it has gone up by a 30% got a quote from Quidco £60 cheaper with cashback with same insurance company LV insurance how can this happen do I not renew my existing policy with LV and take out a new policy with LV
    Most common reasons why it can happen:
    1) different distribution channel
    2) different commission rates taken via different distribution methods
    3) different version of the policy (budget, standard or comprehensive or and older version vs a newer one or one used for a different distribution channel/target market or legacy brand taken over or different underwriter)

    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • You're a lucky guy. Mine's doubled, and there's no cheaper option on the comparison sites.
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