NS&I index linked certs renewal

masonic

caper7 said:

CPI linked now. Unfortunately.

Index linked gilts remain RPI linked.

caper7

Apologies. Didn't read carefully enough, thought you were talking about Certs not gilts.

GeoffTF

masonic said:

caper7 said:

CPI linked now. Unfortunately.

Index linked gilts remain RPI linked.

Not after 2030:

https://ehs.org.uk/index-linked-gilts-and-the-end-of-rpi/

masonic

GeoffTF said:

masonic said:

caper7 said:

CPI linked now. Unfortunately.

Index linked gilts remain RPI linked.

Not after 2030:

https://ehs.org.uk/index-linked-gilts-and-the-end-of-rpi/

Quite right. My understanding is that RPI itself is intended to be harmonised with CPIH to enable the change, which may be helpful in preventing the 'inflation shopping' behaviour described in that article.

I'd probably hesitate to buy the longer duration gilts that would apply to if opting for minimal risk.

bertsilver

Stubod said:

..had a few of these for a good many years, but now we are renewing for 3 years rather than 5 as we get nearer to SP age, and as I undestand it you no longer have the option to "cash them in early". I like the "guarantee" of tax free and index linking....

I still have the cash in option on my account.