We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

HSBC Refund of Interest on a balance transfer offer

I have received a letter from HSBC regarding an apparent refund of overpaid interest on a balance transfer on a John Lewis Credit Card between 2016 and 2020. I returned the letter in reply paid envelope. No money received and all attempts to contact HSBC lead me absolutely nowhere. Does anyone have a good contact address for complaints as phone calls lead me to off shore call centres with someone suggesting that I call M & S Bank ! I assume that these payments are part of their redress scheme. Grateful for any help here

Comments

  • More information needed.

    What did the letter say? You say 'apparent' refund - how apparent? Definite? Likely? Possible? Unlikely?

    How long ago was it?

    What was the letter you returned to them and why?
  • Letter from HSBC identifying me as a customer having paid additional interest during a balance transfer offer on JL credit card 2016 - 2020 via Business Review Centre Letter stated that they would be making payment to me - asked to complete the instruction form and return in pre paid envelope which I duly did. I have yet to receive the stated payment and have no phone number for the review centre at Bristol
  • When did you post the form back to them?
  • 3 weeks ago
  • born_again
    born_again Posts: 23,977 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    3 weeks ago

    Will take them a while to process them if they are looking at a period of 4 years. That is going to be a lot of customers.
    Life in the slow lane
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.