We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
BT offers - 0%?
Options

SpeedSouth
Posts: 360 Forumite


I took out a Lloyd's card in June with a 15k limit. Interest free till Nov 24.
Currently it's sitting at 10k balance so I have a few more months before I need to switch/obtain another card.
I've not stoozed before but at these rates it makes sense, as well I can rapidly pile up the stooze account as a some of that 10k is work expenses which come back to me, so a double win.
To be honest I didn't expect it to max out so quickly, so for this one I think I'll just find another 0% purchase card and not worry about a fee.
But for the next one do 0% BT fees come up very often? Or is it a case of doing the maths at the time and seeing if you can better a 2.5-5% fee against what you can earn in a bond?
Currently it's sitting at 10k balance so I have a few more months before I need to switch/obtain another card.
I've not stoozed before but at these rates it makes sense, as well I can rapidly pile up the stooze account as a some of that 10k is work expenses which come back to me, so a double win.
To be honest I didn't expect it to max out so quickly, so for this one I think I'll just find another 0% purchase card and not worry about a fee.
But for the next one do 0% BT fees come up very often? Or is it a case of doing the maths at the time and seeing if you can better a 2.5-5% fee against what you can earn in a bond?
0
Comments
-
I do not know whether you have seen thisNatWest and Barclay are currently offering 0% Interest on BT with no BT fee.
0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards