UK accounts (online) for support NSI

Bigwheels1111

My brother lived in Spain for 15 years, that was 30 years ago.
He kept his banks and credit cards driving license etc registered at my address.
Never had any issues.
I just checked his post.
Only once was there a problem, The bank wanted a copy of his passport.
I went to the bank and said he was on holiday for 4 weeks and on his return he would visit them.
He popped back for 3 day and all was sorted.
As I moved about for many years with no real fixed abode, I kept everything at my dads address.

Section62

Bigwheels1111 said:

My brother lived in Spain for 15 years, that was 30 years ago.

....

I went to the bank and said he was on holiday for 4 weeks and on his return he would visit them.

If you did that these days there's a fairly high chance of the account being frozen and the bank giving the circumstances under which the account is held and operated very close scrutiny.

(although finding a bank branch left open to visit may be the first hurdle now)

If the bank's T&C's require residence in the UK then it would be unwise to use a C/O address to pretend to be living in the UK, especially when there are banks/services available to deal with the OP's situation.

Emily_Joy

friolento said:

I am not a huge fan of Revolut myself, and I know about their difficulties in obtaining a UK banking licence. They now have for the second year running missed their annual accounts deadline. I would never use them as a main bank, even if they ever managed to obtain a UK licence. But just for the purposes of having a UK sort code and account number, with minimum amounts of money ever going through them, I would quite happily use them. After all, they do have an FCA licence as an electronic money institution, so they are not completely rogue. Mind you, NS&I might not accept them as a Bank...............

The more robust solution would certainly be HSBC. But that's most unlikely a quick application.

Does Revolut offer a physical plastic card on their free (standard) plan? Their pricing https://www.revolut.com/our-pricing-plans/ says about a few free ATM withdrawals, does this mean the card is included?