NS&I Guaranteed Income Bond

randomhedgehog

Anyone had problems making payments to NS&I with their debit card to invest? I keep getting card declined and my bank says its not them (payment not blocked) and NS&I say its the bank

Ozzig

I've just had that now.

DjangoUnchained

i opened one this morning £20k no issues but it did say something along the lines of it having to be checked even though i have another bond and prem bonds with them.

Janie2008

DjangoUnchained said:

i opened one this morning £20k no issues but it did say something along the lines of it having to be checked even though i have another bond and prem bonds with them.

They probably won't need to do checks. I have some old premium bonds and they didn't do any but email confirmation took a while, opened last Friday and confirmation Wednesday.

Ozzig

One think I did notice was I'd not got a nominated account set up.
(The application process wouldn't progress until I added one as part of the process.)

As the application failed twice, I added it via the profile, it's there but the application still wants me to add one and doesn't show the one I've just configured. 

So plan b, wait a couple of hours and see if it sorts itself out

molerat

Purchased 2.  Both times asked to set up nominated account, the same account as nominated for my PB payments and other NS&I accounts including the first GIB.  Usual NS&I rubbish

Doctor_Who

molerat said:

Purchased 2.  Both times asked to set up nominated account, the same account as nominated for my PB payments and other NS&I accounts including the first GIB.  Usual NS&I rubbish

I found this odd when I opened my second GGB a couple of days ago. No option to choose the nominated account NS&I already hold for the first GGB or PBs.

Ozzig

Well, plan B didn't work, also tried a smaller amount just in case.

Ozzig

Hands up anyone who set a debit card spending limit so long ago they'd forgotten all about it !!!!

poppystar

Doctor_Who said:

molerat said:

Purchased 2.  Both times asked to set up nominated account, the same account as nominated for my PB payments and other NS&I accounts including the first GIB.  Usual NS&I rubbish

I found this odd when I opened my second GGB a couple of days ago. No option to choose the nominated account NS&I already hold for the first GGB or PBs.

Very odd as they gave me the option of choosing the one I use for PB etc or selecting another NS&I account. As I am keeping this money separate I chose the NS&I account. I’m now a little worried that they’ll apply that to my PBs and previous GIB and IBs as well!

Doctor_Who

poppystar said:

Doctor_Who said:

molerat said:

Purchased 2.  Both times asked to set up nominated account, the same account as nominated for my PB payments and other NS&I accounts including the first GIB.  Usual NS&I rubbish

I found this odd when I opened my second GGB a couple of days ago. No option to choose the nominated account NS&I already hold for the first GGB or PBs.

Very odd as they gave me the option of choosing the one I use for PB etc or selecting another NS&I account. As I am keeping this money separate I chose the NS&I account. I’m now a little worried that they’ll apply that to my PBs and previous GIB and IBs as well!

If you login to your NS&I account you can see your nominated account(s) for PBs and GGB/GIBs, so you can check they are as you want them.