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Pet insurance

Vulcan208
Posts: 3 Newbie

My renewal quote for pet insurance for my 2 year old dog has gone from £57 per month to £91!
This is with ManyPets, we used to find these really good as they would pay the vet directly but this all stopped and it took around 6 months to get paid for a claim.
I just don't know whether it's worth shopping around as my dog had pancreatitis last year (first and only case of this) however I would want him to be covered if this ever repeated as he was hospitalised and it became quite expensive. Luckily he's fine and he's very healthy however at only 2 years old I dread how much it will go up in future.
This is with ManyPets, we used to find these really good as they would pay the vet directly but this all stopped and it took around 6 months to get paid for a claim.
I just don't know whether it's worth shopping around as my dog had pancreatitis last year (first and only case of this) however I would want him to be covered if this ever repeated as he was hospitalised and it became quite expensive. Luckily he's fine and he's very healthy however at only 2 years old I dread how much it will go up in future.
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Comments
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The claim for the pancreatitis will have contributed to the increse in premium.
That is how most companies work and why Petplan is favoured by many , as thye do not increase premiums based on a claim. They do increase them inline with rising costs.
Insurance comapnies are in business tom make a profit for the shareholders, not a subsidised source of vet costs.
How much dod you claim compared to what you have paid in premiums.
Petplan paid out more than I paid them over th years.
A cliam for a cruciate repair meant I had 10 years of premium to pay until I paid the innsurance company a sum ewuiuvalent to how much they paid out.
And, I still had cover for any fiuther vet costs.
I had another dog who never had a claim so the insurnace company were quids in.
That is the gamble.but I had peace of mind0 -
sheramber said:The claim for the pancreatitis will have contributed to the increse in premium.
That is how most companies work and why Petplan is favoured by many , as thye do not increase premiums based on a claim. They do increase them inline with rising costs.
Insurance comapnies are in business tom make a profit for the shareholders, not a subsidised source of vet costs.
How much dod you claim compared to what you have paid in premiums.
Petplan paid out more than I paid them over th years.
A cliam for a cruciate repair meant I had 10 years of premium to pay until I paid the innsurance company a sum ewuiuvalent to how much they paid out.
And, I still had cover for any fiuther vet costs.
I had another dog who never had a claim so the insurnace company were quids in.
That is the gamble.but I had peace of mind0 -
Vulcan208 said:
I just don't know whether it's worth shopping around as my dog had pancreatitis last year (first and only case of this)
There are some that will consider pre-existing conditions, eg PetPlan, but its on a case by case basis and they dont say yes to everything.0 -
Of course a key question with pre-existing conditions is whether or not it's likely to recur. Do you know what the situation is with pancreatitis?Signature removed for peace of mind0
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