Transferring to Natwest Fixed term ISA - problems

Dandytf

Qyburn said:

Dandytf said:
from hl portal, not yet arrived via nw.

That's some expensive (to very expensive) and high risk fund choices you made. Are you picking more mainstream on NW? What are NW platform fees?

Thanks yes, NWI simplifies my s+s Isa, I need to re check though was going Medium to High Risk.
Think I decided on Balanced funds from 5 pre fund types. (Medium)
I've no idea why NWI Funds seem to favour Dublin area.
A separate visual indicator I use, is I can view how slow one Pension High risk funds rise in direct comparison to standard Equities.

Dandytf

Re checked, 4/7 Medium Risk Isa- Ignore Dublin ref that was from another NMI fund.
This new rbs choice does seem much more balanced with Mix of Global wide Equity Shares, Gov Bonds etc.
I'll kind of ignore ESG ratings, only from what Ive listened to from podcasts and read.
ESG like ETF's I think are going to take many if not more years to help towards Positive fund returns.
I'm pleasantly surprised to see GEM Debt type fund+Shares this Does make sense from those Podcasts/Articles.

thanks

Qyburn

Dandytf said:.

ESG like ETF's I think are going to take many if not more years to help towards Positive fund returns..

ETFs are a type of fund, nothing to do with the investment type, return, risk, or anything. Just the formalities of trading and holding. It's the container, not the contents.