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Help.. advice needed as accused by pedestrian of running over their foot...

I_drink_tea
Posts: 4 Newbie

in Motoring
Advice needed please!!! Last WednesdayI was visiting my elderly mother who lives on a corner plot. In order to park you have to swing into her road close to the kerb and turn sharply right and reverse quickly into the drive to avoid being hit by another car coming round the corner.
There were two pedestrians, a man and woman, on the corner near the bottom of the drive, looking towards the road I had just turned in from who started to move towards that road. I was in the process of reversing and was already on the pavement when they turned back towards the car (I think they thought I had come round the corner too fast). As I parked the man shouted "You nearly ran over my foot!" started to walk away then came back and proceeded to take a photo of my number plate. My passenger was exiting the car and started to apologise and walk down to them but the couple walked off. As I was getting out the woman came back and said I had nearly run over her partner's foot.... I apologised as I was getting out of the car.... but she walked away.
Now, three days later, my mother has had a note put through her letterbox from the woman saying I had driven over her partners foot whilst reversing into the drive, that I was driving without due care and attention, and asking for my details. What should I do?? I don't have legal assistance as part of my car insurance and am worried sick that that are going to sue me.......
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Comments
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You should report it to your insurers a a potential claim, and let them deal with it if it happens.
But your mother has no obligation to provide your details.0 -
Car_54 said:You should report it to your insurers a a potential claim, and let them deal with it if it happens.
But your mother has no obligation to provide your details.0 -
They said you nearly ran over their foot, now they are saying you did run over their foot, have they been to hospital and had their injuries looked at?, and have they reported it to the police?, without any evidence it’s just hearsay, do nothing unless you hear from the police or receive a letter from a solicitor..4
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It is not up to your mother to give out your details and you have not received any request so ignore it.
If they turn up at your mother's door she can tell them she is not at librty to give them any information.
Only the police can do anything about not driving with due care and attention and the police can get your details from the number plate , if they were inclined to do so, which is unlikely.1 -
I_drink_tea said:Car_54 said:You should report it to your insurers a a potential claim, and let them deal with it if it happens.
But your mother has no obligation to provide your details.
However, you were told at the time it was not an accident but a near-miss, so that does not apply.
The problem is that the other party seem prepared to lie.
I would be inclined to report it to the police (take your insurance certificate) as well as your insurer, making it clear to both that the TP did not report any contact at the time and that they are now making a false claim.
I certainly wouldn't respond to the TP's note to your mother. If they do manage to contact you directly, you must not respond, but pass it to your insurer immediately.2 -
If you had run over their foot, they would have been in severe pain and would have needed medical attentionIf you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales1
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I would ignore it, as far as you are concerned there is nothing to report.Tall, dark & handsome. Well two out of three ain't bad.2
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I agree with others that your mother does not need to give out your information.
Nor does she need to respond to the letter.
Nor does she need to admit she told the OP about the letter.
If the individuals contact your mother directly, she should refer them to contact the Police.
From what has been declared in the thread, there was no incident and there is no claim.
The OP may have been a bit close for comfort and the other individual's may have been a bit shocked but the tale changed from "nearly ran over my foot" to "did run over my foot".
It seems like they went home and someone said they can claim some "com-pen-say-shun" for that.
There's nothing for "nearly", "could have" etc.
If the OP had run over the individual's foot, they would have absolutely yelled in pain right at the time and would have needed immediate medical attention. If they try to pursue any kind of claim, this medical reports is the first thing I'd expect the OP's insurer to request.
It is probably worth the OP reporting to the Police (so that they are not accused of "failing to stop / report") and forewarning their insurers. In both cases, state that there was no incident and any claim would be one that the OP considers as fraudulent.0 -
Many years ago as kids, we were playing in the street, my mate was sat on the grass verge, a car pulled up and ran over his foot, I don’t think it was broken but he was in agony, if this chap had his foot run over, he would certainly know about it..0
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Your local police force should have an online page to report such a thing and where you can give a statement explaining you didn't drive over the foot.
A similar thing happened to me. The police just sent a short message a few days later saying I was absolved of any liability under the 1988 RTA.I wouldn't report it to your insurer personally. Otherwise you'll have to declare it every year for 5 years at renewal time and it'll cost you £20 a year in higher premiums ie. the "incident report extra bit of profit for us" charge.1
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