I want to pay cash into my FD account

Spendless

I have a couple of £100 that I wish to pay into my FD account. I went to pay the money in at HSBC on Saturday but they don't have any counter staff on and you can't deposit it via the machines with a FD debit card as they aren't compatible with the HSBC machines. You are able to deposit cheques (I also had a cheque) and then input your a/c number for a receipt, but this isn't an option for cash.

Counter staff work Mon-Fri and counter service closes  before I leave work. I work  f-time Mon-Fri in a new job and don't have any spare AL to take the time off to do this.  Nor can I juggle hours around and work earlier one day and later another. There isn't the time to get there and back to the bank during my lunch break. I can't ask my retired parents to put it in the bank for me as you're not allowed to pay cash in to someone else's account. 

Is there any other way of me being able to pay this cash into my bank account? 

la531983

Spendless said:

I have a couple of £100 that I wish to pay into my FD account. I went to pay the money in at HSBC on Saturday but they don't have any counter staff on and you can't deposit it via the machines with a FD debit card as they aren't compatible with the HSBC machines. You are able to deposit cheques (I also had a cheque) and then input your a/c number for a receipt, but this isn't an option for cash.

Counter staff work Mon-Fri and counter service closes  before I leave work. I work  f-time Mon-Fri in a new job and don't have any spare AL to take the time off to do this.  Nor can I juggle hours around and work earlier one day and later another. There isn't the time to get there and back to the bank during my lunch break. I can't ask my retired parents to put it in the bank for me as you're not allowed to pay cash in to someone else's account. 

Is there any other way of me being able to pay this cash into my bank account? 

Can your retired parents pay it into THEIR account during the week, assuming they have an account with a bank somewhere, and move the money over?

Is Post Office deposit an option with this account? 

lr1277

You can pay cash in at a Post Office if you have your debit card.
if you Google post office first direct, you will see this exact information there.
Nowvto find your nearest post office open on a Saturday.

Edited to add I don’t know if the new debit card works with the machines in the PO. Never done it myself.

Spendless

lr1277 said:

You can pay cash in at a Post Office if you have your debit card.
if you Google post office first direct, you will see this exact information there.
Nowvto find your nearest post office open on a Saturday.

Edited to add I don’t know if the new debit card works with the machines in the PO. Never done it myself.

Thank you so much for this info. Google tells me there's a PO with this service in my village - and open Saturdays. I will visit and find out. 

simongregson

The newer mastercards work fine at the post office for FD, both to pay in and take out cash.

lr1277

In case anyone is interested, during covid  I tried paying in a cheque to FD at the PO.
I needed to use my own paying in slip and get an envelope from the PO. The PO staff said FD don't send along envelopes very often. So I think I got the last envelope.
In either filling out the paying in slip or the envelope, I messed up and knew I couldn't get another envelope from my local PO branch.
So I rang FD and they got me to send the cheque and the paying slip to a processing centre in Northamptonshire. This worked well.

jbrassy

lr1277 said:

In case anyone is interested, during covid  I tried paying in a cheque to FD at the PO.
I needed to use my own paying in slip and get an envelope from the PO. The PO staff said FD don't send along envelopes very often. So I think I got the last envelope.
In either filling out the paying in slip or the envelope, I messed up and knew I couldn't get another envelope from my local PO branch.
So I rang FD and they got me to send the cheque and the paying slip to a processing centre in Northamptonshire. This worked well.

I just had a useful notification saying you can pay in cheques using the FD app up to a maximum of £2000 per day. Never used it though because I haven't received a cheque in years. I can however confirm you can pay in cash at the PO using your debit card and it's dead easy.

Spendless

Thanks for all your help - now sorted. I was able to pay to pay my cash in very easily yesterday at my nearest PO. 

Brewer21

For future ref you can pay cheques in at home with FD. Take an image of it and upload via the FD app.
Not sure if other banks offer this, never needed to with any others but it works well with FD for that once in a blue moon someone sends you a cheque.

Rob5342

Brewer21 said:

For future ref you can pay cheques in at home with FD. Take an image of it and upload via the FD app.
Not sure if other banks offer this, never needed to with any others but it works well with FD for that once in a blue moon someone sends you a cheque.

Quite a number offer that now, I know that Starling, Halifax and Natwest do. Cheques are very old fashioned but I still get them occasionaly, usually from a utility or mobile phone provider that say they miscalculated my final bill.   

Barkin

I get a lot of cheques, as I pay all of the bills for my elderly father-in-law. Recently heating oil (I order/pay online), a new exhaust on his car (I took it to be done, and paid the bill) etc. 

He then gives me a cheque, which means that he doesn't have to faff around at ATM's - and I don't really want cash anyhoo. 

I then pay the cheque into my Lloyds account using the app.