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Iva and work!
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Peanutbuttertoast
Posts: 18 Forumite
in IVA & DRO
I work for an insurance company in claims.
I started my Iva in feb, so far so good.
Payplan asked me about my job with it being in the finance sector. I checked my contract and there was no clause about bankruptcy or insolvency. Never had a credit check or anything like that whilst working there for 10 years. They advised this would be fine.
just found out my employers do random “background” checks. I don’t know what this entails, but imagine it involves a credit check.
I started my Iva in feb, so far so good.
Payplan asked me about my job with it being in the finance sector. I checked my contract and there was no clause about bankruptcy or insolvency. Never had a credit check or anything like that whilst working there for 10 years. They advised this would be fine.
just found out my employers do random “background” checks. I don’t know what this entails, but imagine it involves a credit check.
I am so full of anxiety. Has anyone else ever been in this situation? I don’t feel comfortable talking to my managers about my Iva, it’s a very gossipy environment and I am ashamed.
can anyone give any advice? Can you reject a random credit check with work? Can they do it without your knowledge? It’s not on my contract so I don’t see how this is fair!
can anyone give any advice? Can you reject a random credit check with work? Can they do it without your knowledge? It’s not on my contract so I don’t see how this is fair!
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Can`t comment on that I'm afraid, but can I ask why an IVA ?
Do you own a house ?
How much debt did you have ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
After lengthy conversations with both step change and Payplan over the course of a couple months after I had a lifestyle change,they both advised this would be the best option for me. I’ve so far felt settled and supported but now I can’t stop worrying.I don’t own my own house. I can’t remember my debt total, in the region of £20k
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