Amex Nectar Credit Card - renew or replace?

WillPS

PloughmansLunch said:

WillPS said:

Great choice on the Avios Mastercard. You can set up auto conversion to Nectar points within the BA Exec Club (it's deliberately hidden away and fiddly, but it will work!), I do this as I have no intention of using Avios for anything else. 

Would you go for the premium avios card for the sign-up bonus then downgrade, or the normal one and not worry about fees? I have a gold Amex that I have no intention of paying for in the 2nd year.

I probably would do that (and wait for an enhanced SUB), but I probably wouldn't advocate it as an approach as it's risky. Downgrades can't be guaranteed and you might end up having to cancel altogether to drop the £10/month commitment. 

Jami74

American Express are currently doing a refer-a-friend reward. You receive 5000 nectar points (£25) for referring someone who is then accepted for a card. I have just referred a family member and received the nectar points almost immediately so have decided that it is cost effective to keep it for another year.

emperormessia

I have the nectar card as well is it possible to switch card type for example Nectar- Gold, British Avios or everyday cashback card I don’t want to pay the fee I also don’t want to cancel the card as it has highest limit card 

WillPS

emperormessia said:

I have the nectar card as well is it possible to switch card type for example Nectar- Gold, British Avios or everyday cashback card I don’t want to pay the fee I also don’t want to cancel the card as it has highest limit card 

You can ask but the answer will likely be no. Amex are known to be (sometimes) willing to move you to a card with the same earning currency (i.e. ARCC/Gold/Platinum - all MR, BA Blue/Black - both Avios, Platinum Cashback/Everyday - both cash). Unfortunately they only offer one card with Nectar points, so there's nowhere to go.

Moving to a new currency will require a fresh application.

prettyandfluffy

I switched my Amex card to the American Express rewards card.  I collect Amex points, change them to Avios and then to Nectar points.  A bit of a faff but as I shop at Sainsburys anyway, I save the nectar points to use at Christmas.

By the way, the easiest way to check if a shop takes Amex without asking is to look at the card terminal.  If they accept Amex, the symbol will be there.