What amounts will flag as large transfers?

JGB1955

You can use a card reader from NatWest (and other banks too) ... can you borrow one from a friend or neighbour?

vic_sf49

JGB1955 said:

You can use a card reader from NatWest (and other banks too) ... can you borrow one from a friend or neighbour?

Was just about to post the same thing; I used a NatWest one for Barclays transactions.

Saves cluttering the cupboards up with multiple card readers. 

I wish it would have that info printed on the card reader itself. 

refluxer

I'm surprised to hear that all these card readers are the same - you'd have thought the banks would all have their own algorithms for security reasons.

Thankfully, my main bank has incorporated theirs into their banking app - I wish Nationwide would do the same.

Vintage67

whalemoney said:

refluxer said:

Ah... this page says you can change your nominated account in the app but it can take up to 7 working days (after you've uploaded a bank statement as proof) for it to be actioned - what a pain.

the 7 day wait I could live with, I suppose.  Not ideal but not the worst thing.  The problem though is that I wouldn't have a bank statement as the Santander account is brand new.  And I doubt they'll even send a paper statement, banks dont tend to do that these days.

I don't think Marcus will let you use the Santander savings account as a linked account - in their help section it states that the linked account must be a UK current account, so you'd need to set up a Santander current account as well.

badger09

refluxer said:

I'm surprised to hear that all these card readers are the same - you'd have thought the banks would all have their own algorithms for security reasons.

Thankfully, my main bank has incorporated theirs into their banking app - I wish Nationwide would do the same.

Not all the same. I don’t have one but think Barclays Pinsentry is different. I occasionally use Co-op & Nationwide interchangeably. Useful
when battery starts to fade. 

LHW99

Is the HSBC account a current account? If you can set that up with Marcus it would cut out one stage.

km1500

badger09 said:

km1500 said:

 i recently uploaded a statement on marcus app to change bank account and they did it within 24 hours

But OP wants to change his nominated account to one which he has only just opened. So no statements. 

yes but I meant change to HSBC from Nationwide to cut out a step

noh

badger09 said:

refluxer said:

I'm surprised to hear that all these card readers are the same - you'd have thought the banks would all have their own algorithms for security reasons.

Thankfully, my main bank has incorporated theirs into their banking app - I wish Nationwide would do the same.

Not all the same. I don’t have one but think Barclays Pinsentry is different. I occasionally use Co-op & Nationwide interchangeably. Useful
when battery starts to fade. 

I use my Barclays card reader for Nationwide. As far as I know they are all the same. I have them from most of the banks and have used them randomly with other providers.

friolento

noh said:

badger09 said:

refluxer said:

I'm surprised to hear that all these card readers are the same - you'd have thought the banks would all have their own algorithms for security reasons.

Thankfully, my main bank has incorporated theirs into their banking app - I wish Nationwide would do the same.

Not all the same. I don’t have one but think Barclays Pinsentry is different. I occasionally use Co-op & Nationwide interchangeably. Useful
when battery starts to fade. 

I use my Barclays card reader for Nationwide. As far as I know they are all the same. I have them from most of the banks and have used them randomly with other providers.

The Baclays one looks very different to ones from other banks who still use them but it works with cards from other banks and it's easy to figure out which buttons to press.

noh

friolento said:

noh said:

badger09 said:

refluxer said:

I'm surprised to hear that all these card readers are the same - you'd have thought the banks would all have their own algorithms for security reasons.

Thankfully, my main bank has incorporated theirs into their banking app - I wish Nationwide would do the same.

Not all the same. I don’t have one but think Barclays Pinsentry is different. I occasionally use Co-op & Nationwide interchangeably. Useful
when battery starts to fade. 

I use my Barclays card reader for Nationwide. As far as I know they are all the same. I have them from most of the banks and have used them randomly with other providers.

The Baclays one looks very different to ones from other banks who still use them but it works with cards from other banks and it's easy to figure out which buttons to press.

Yes its packaged differently but the electronics are the same.