Looking for advice on car insurance cancellation

Money_Grabber13579

basically_bankrupt said:

laidbackgjr said:

Is the mileage estimate accurate, are they really on track to do 17k miles a year? If so then I think you will be best off cancelling and finding another insurer, young drivers doing 17k a year are rare so not surprised some insurers don't want to take the risk, also they will take the view if you didn't accurately input mileage at the time of taking out the policy, what else might not be accurate?

Yes, reasonably accurate. Based on the fact that they've done just over 10k at this point, a rough calculation assuming the same rate of mileage between now and the policy expiration comes to 17k

I was always under the impression that the mileage you give an insurer when you take out a policy is an estimate.

More experienced drivers are likely to have a better idea of how many miles they drive in a year, assuming no change in circumstances.

It is an estimate. When you take out the policy, nobody can be sure exactly how many miles they’re going to do over the next year. And if you got to 11k by the end of the year, it’s likely that nobody would have said anything. But to undercook the mileage by nearly 50%; I don’t think anyone would see that as an acceptable estimate.