Savings interest pushing into higher rate tax

soulsaver

cfip123 said:

Hi there, hoping someone can advise. 
I currently have savings in any easy access, with interest paid monthly, where the interest will be over the £1000 allowance, and where it is likely it is going to push me into a higher rate tax bracket as well. 
If I were to move my savings from current easy access, to a 90 day notice account, and not apply to access until say June next year, would this allow me to stay under the £50k higher tax bracket? I.e any interest once i change accounts won't be counted until i activate the 90 day notice? Many thanks in advance 

As an aside, I think you're misunderstanding something: The 'notice' element is irrelevant from HMRC point of view, it's about when interest is paid and technically (maybe) whether you have/had any option to take it. 

Why 'Maybe'?
There has been much debate on this, but in practice it's what the provider tells HMRC regarding when and how much interest is paid into your account. Whether you've given notice or not will have no bearing on that.