Off to a start = 
5 days = 
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Splendid September's No-Spend Days Challenge!
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Early call for day 14.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Another one today. Up to 11 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
September
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targetsAuntieL 11/12beanielou 18/19
BlackCoffeeNoSugar 8/15
cathybird 20/15
craftingmad 15
Crazycatlady2 18/18
Ef79 9/12
GeorgianaCavendish 11/18
jammy dodger
KajiKita 16/15
lianne1984 10
LittleMissDetermined 17/19
Makingabobor2 11/15
Money Choices 10
Pinkpenguin 7
QueenJess 15/17
Rupacomp 13/15
Saver-upper 8/15
short bird 14/18
Newcomers welcome 
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It's lovely you're here, Saver-upper xSaver-upper said:I am here!
Sorry- I haven't been well, and I can really only find my way around MSE site on my laptop, which I haven't had fired up very often.
This month I have had 8 NSDs, thank you Cathybird.As usual, aiming for 15 Sorry to hear you haven't been well though - hope you get better soon xx 1 -
Yay, well doneMakingabobor2 said:Can't believe it, #10 for me today. Just shows it can be done with a bit of effort xx 0 -
Well done AuntieL, KajiKita, QueenJess, LittleMissDetermined, Saver-upper, beanie, short bird and Makingabobor2
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Declaring a NSD early today.2025 decluttering: 3,925🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 334🥉🥈🥇💎🏆
Big kitchen declutter challenge 109/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Declaring an early one today to stop myself from going out to buy coffee. I think that’s no. 9.0 bonus saver
35 NS&I
214 credit union
100 Computer
Credit card 2490
Overdraft 01 -
Had takeaway Friday but today will be NSD1
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