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Splendid September's No-Spend Days Challenge!

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Comments

  • QueenJess
    QueenJess Posts: 4,699 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD early today. 
    2026 decluttering: 388 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
    2026 use up challenge: 129🥉 ⭐️🥈🥇 ⭐️ ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆300
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Day 2 today - finally, feels like it has taken forever to get this one! 
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 4. 
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • KajiKita
    KajiKita Posts: 9,428 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD here. Met a friend but she paid (this time) and I bought a salad box back with me but paid for that out of my pocket money 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 9 books of target 52 in 2026 as @ 27th January 
    Produce tracker: £36 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 4,584 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forgot to call an NSD for yesterday, so now on 3/15
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £1250/£3000
    .

    Studies/surveys Feb....£6.44

    Decluttering items 1402/    2025.  80/2026
    Books read    23 in 2025.  2026- 4 (target is 52)  
    Jigsaws done  20 in 2025.  2 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • AuntieL
    AuntieL Posts: 487 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    February 2026 NSD Challenge /15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £91,703.12 (10years 3months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £148.86/£1000
  • beanielou
    beanielou Posts: 98,050 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 16,271 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 8 September 2023 at 8:32PM
    September

    Off to a start =
    5 days =

    10 days =
    15 days =
    20 days = Target reached = Target beaten =
    September targets
    AuntieL 3/12 image
    beanielou 5/19 image  image BlackCoffeeNoSugar 2/15 image cathybird 7/15 image  image craftingmad 15 Crazycatlady2 18 Ef79 GeorgianaCavendish 4/18 image IndiJonesi jammy dodger KajiKita 5/15 imageimage lianne1984 10 LemonadeBudget LittleMissDetermined 5/19 imageimage Makingabobor2 3/15 image Money Choices 10 image MrsCautious QueenJess 5/17 imageimage Rupacomp 3/15 image Saver-upper short bird 4/18 image stay at home mum Newcomers welcome :)
  • cathybird
    cathybird Posts: 16,271 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, QueenJess, BlackCoffeeNoSugar, short bird, KajiKita, Makingabobor2 and AuntieL imageimageimage
  • QueenJess
    QueenJess Posts: 4,699 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD early today.
    2026 decluttering: 388 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
    2026 use up challenge: 129🥉 ⭐️🥈🥇 ⭐️ ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆300
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