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Which travel insurance for the flight & holiday cancellation?

Hi,
I am looking at some travel insurance for a 2 week trip in late Sep. It seems many insurance policy doesn't cover the event of what happened at Heathrow today. I wonder if I am looking at the wrong section in the policy? 

Many of my accommodations are non-refundable bookings, including some AirBnB. I am looking to cover the the cost of it in the event of like flight cancellation that's not the fault of flight company. Does it exist? 

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